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Despite knowing that increasing financial literacy is one of the most basic ways to begin closing America’s wealth gap, financial products still don’t yet cater to those who are underserved and underrepresented. Putting a price tag on budgeting tools is just one way in which the system is designed against those who don’t traditionally have a seat at the table. Plus, free online budgeting tools exist everywhere nowadays.

Over 41% of workers continue to work remotely. If you’re one of them, then we don’t have to tell you just how much that’s affecting everybody’s mental, emotional, and physical health. The pandemic has affected more than just our ability to work normally, though. It’s also causing the wealth gap to grow.

This is the million-dollar question for so many people. Especially right now. Before the pandemic hit, there were a lot of people living paycheck to paycheck. The rent or mortgage would get paid, food would be put on the table and various debts repaid for the month. It would then be a case of rinse and repeat. So, is it better to save or pay off debt? It depends!